Apply Now, Drive Today!

Getting a car loan is simple and fast, even if you have had credit problems in the past.

If you need a car loan with low competitive rates from a lender who can work with your special credit circumstances, you're in the right place.

Since 2004, more than 50,000 car buyers have used Nova Car Credit's online application process to finance their purchase of a new or used car.

We invite you to do the same.

Start Here To Check Availability in Your Area

How It Works

Our online application is designed to be easy and fast.  It should only take about a minute to complete.

Don't worry if you have had credit problems in the past, most people have. That doesn't mean you can't get a great deal on a car loan.

Our loan advisors are experts at getting loans approved.  In fact, our approval rate is an astounding 93%.

Once your application is approved, a loan advisors will reach out to you and explain all of the details of your approval so you know exactly what you have to work with.

At this point, it is time to go shopping for your next car.

Your loan advisor will be there to answer any questions you have along the way.

Your privacy and security are very important to us.  

Your personal information is only used for the purpose of processing your loan.  We never share your email or other information with third parties.

This web application uses high grade encryption on all inbound and outbound communication to ensure security.

Learning Center

More about our loan process
Learn more about how our loan application process works.  This article explains why using a service like this one can be expecially beneficial for customers who have had credit problems in the past.

Interest Rates and You
Find out about the factors that influence how a lender determines the interest rate on the loans they approve.

5 Tips to Save Money on Your Next Car
These tips will help you select the right car for your needs and then negotiate for the best possible price.